Previously Known As : Idfc Ultra Short Term Fund
Bandhan Ultra Short Term Fund Datagrid
Category Ultra Short Duration Fund
BMSMONEY Rank 6
Rating
Growth Option 04-12-2025
NAV ₹15.62(R) +0.02% ₹15.83(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.03% 7.16% 5.77% 6.14% -%
Direct 7.23% 7.35% 5.96% 6.32% -%
Benchmark
SIP (XIRR) Regular 6.65% 7.1% 5.86% 5.85% -%
Direct 6.86% 7.3% 6.06% 6.04% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
5.9 15.1 0.72 6.2% 0.2
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.24% 0.0% 0.0% 0.07 0.15%
Fund AUM As on: 30/06/2025 4442 Cr
Top Ultra Short Duration Fund
Fund Name Rank Rating
Aditya Birla Sun Life Savings Fund 1
Mirae Asset Ultra Short Duration Fund 2
Icici Prudential Ultra Short Term Fund 3
Baroda BNP Paribas Ultra Short Duration Fund 4
Hdfc Ultra Short Term Fund 5

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
BANDHAN ULTRA SHORT TERM FUND - DIRECT PLAN-DAILY IDCW 10.04
0.0000
0.0000%
BANDHAN ULTRA SHORT TERM FUND - DIRECT PLAN -MONTHLY IDCW 10.04
0.0000
0.0200%
BANDHAN ULTRA SHORT TERM FUND - REGULAR PLAN DAILY IDCW 10.05
0.0000
0.0000%
BANDHAN ULTRA SHORT TERM FUND - REGULAR PLAN MONTHLY IDCW 10.05
0.0000
0.0200%
BANDHAN ULTRA SHORT TERM FUND - REGULAR PLAN WEEKLY IDCW 10.08
0.0000
0.0200%
BANDHAN ULTRA SHORT TERM FUND - DIRECT PLAN- WEEKLY IDCW 10.08
0.0000
0.0200%
BANDHAN ULTRA SHORT TERM FUND - REGULAR PLAN QUARTERLY IDCW 10.53
0.0000
0.0200%
BANDHAN ULTRA SHORT TERM FUND - DIRECT PLAN QUARTERLY IDCW 10.55
0.0000
0.0200%
BANDHAN ULTRA SHORT TERM FUND - REGULAR PLAN PERIODIC IDCW 13.15
0.0000
0.0200%
BANDHAN ULTRA SHORT TERM FUND - DIRECT PLAN PERIODIC IDCW 13.45
0.0000
0.0200%
BANDHAN ULTRA SHORT TERM FUND - REGULAR PLAN GROWTH 15.62
0.0000
0.0200%
BANDHAN ULTRA SHORT TERM FUND - DIRECT PLAN GROWTH 15.83
0.0000
0.0200%

Review Date: 04-12-2025

Beginning of Analysis

Bandhan Ultra Short Term Fund is the 8th ranked fund in the Ultra Short Duration Fund category. The category has total 23 funds. The 4 star rating shows a very good past performance of the Bandhan Ultra Short Term Fund in Ultra Short Duration Fund. The fund has a Jensen Alpha of 6.2% which is higher than the category average of 5.9%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 5.9 which is higher than the category average of 4.33.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Ultra Short Duration Mutual Funds are ideal for conservative investors seeking stable returns with minimal interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 3 to 6 months, making them less sensitive to interest rate changes compared to longer-duration funds. While they offer stable returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Bandhan Ultra Short Term Fund Return Analysis

  • The fund has given a return of 0.48%, 1.54 and 3.13 in last one, three and six months respectively. In the same period the category average return was 0.5%, 1.56% and 3.19% respectively.
  • Bandhan Ultra Short Term Fund has given a return of 7.23% in last one year. In the same period the Ultra Short Duration Fund category average return was 7.33%.
  • The fund has given a return of 7.35% in last three years and ranked 17.0th out of 23 funds in the category. In the same period the Ultra Short Duration Fund category average return was 7.39%.
  • The fund has given a return of 5.96% in last five years and ranked 17th out of 21 funds in the category. In the same period the Ultra Short Duration Fund category average return was 6.16%.
  • The fund has given a SIP return of 6.86% in last one year whereas category average SIP return is 6.97%. The fund one year return rank in the category is 17th in 23 funds
  • The fund has SIP return of 7.3% in last three years and ranks 17th in 23 funds. Aditya Birla Sun Life Savings Fund has given the highest SIP return (7.78%) in the category in last three years.
  • The fund has SIP return of 6.06% in last five years whereas category average SIP return is 6.17%.

Bandhan Ultra Short Term Fund Risk Analysis

  • The fund has a standard deviation of 0.24 and semi deviation of 0.15. The category average standard deviation is 0.25 and semi deviation is 0.15.
  • The fund has a beta of 0.11 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Ultra Short Duration Fund Category
  • Good Performance in Ultra Short Duration Fund Category
  • Poor Performance in Ultra Short Duration Fund Category
  • Very Poor Performance in Ultra Short Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.47
    0.45
    		0.38 | 0.52 9 | 23 Good
    3M Return % 1.49
    1.43
    		1.21 | 1.62 8 | 23 Good
    6M Return % 3.03
    2.91
    		2.47 | 3.30 7 | 23 Good
    1Y Return % 7.03
    6.77
    		5.48 | 7.59 8 | 23 Good
    3Y Return % 7.16
    6.83
    		5.76 | 7.50 5 | 23 Very Good
    5Y Return % 5.77
    5.67
    		4.61 | 6.59 10 | 21 Good
    7Y Return % 6.14
    5.79
    		3.62 | 6.69 6 | 15 Good
    1Y SIP Return % 6.65
    6.40
    		5.28 | 7.23 8 | 23 Good
    3Y SIP Return % 7.10
    6.81
    		5.69 | 7.55 8 | 23 Good
    5Y SIP Return % 5.86
    5.67
    		4.59 | 6.26 9 | 21 Good
    7Y SIP Return % 5.85
    5.70
    		4.58 | 6.34 8 | 15 Good
    Standard Deviation 0.24
    0.25
    		0.18 | 0.30 6 | 23 Very Good
    Semi Deviation 0.15
    0.15
    		0.13 | 0.17 6 | 23 Very Good
    Sharpe Ratio 5.90
    4.33
    		0.29 | 6.45 4 | 23 Very Good
    Sterling Ratio 0.72
    0.69
    		0.58 | 0.75 5 | 23 Very Good
    Sortino Ratio 15.10
    10.43
    		0.12 | 33.89 5 | 23 Very Good
    Jensen Alpha % 6.20
    5.90
    		4.88 | 6.40 5 | 23 Very Good
    Treynor Ratio 0.20
    0.17
    		0.01 | 0.24 5 | 23 Very Good
    Modigliani Square Measure % 22.59
    20.71
    		17.51 | 22.96 3 | 23 Very Good
    Alpha % -1.12
    -1.40
    		-2.40 | -0.76 7 | 23 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.48 0.50 0.46 | 0.54 17 | 23 Average
    3M Return % 1.54 1.56 1.41 | 1.69 15 | 23 Average
    6M Return % 3.13 3.19 2.99 | 3.42 17 | 23 Average
    1Y Return % 7.23 7.33 6.33 | 7.84 17 | 23 Average
    3Y Return % 7.35 7.39 6.47 | 7.73 17 | 23 Average
    5Y Return % 5.96 6.16 5.30 | 7.43 17 | 21 Average
    7Y Return % 6.32 6.27 4.10 | 7.00 10 | 15 Average
    1Y SIP Return % 6.86 6.97 6.24 | 7.48 17 | 23 Average
    3Y SIP Return % 7.30 7.38 6.46 | 7.78 17 | 23 Average
    5Y SIP Return % 6.06 6.17 5.29 | 6.76 16 | 21 Average
    7Y SIP Return % 6.04 6.19 5.22 | 6.81 12 | 15 Average
    Standard Deviation 0.24 0.25 0.18 | 0.30 6 | 23 Very Good
    Semi Deviation 0.15 0.15 0.13 | 0.17 6 | 23 Very Good
    Sharpe Ratio 5.90 4.33 0.29 | 6.45 4 | 23 Very Good
    Sterling Ratio 0.72 0.69 0.58 | 0.75 5 | 23 Very Good
    Sortino Ratio 15.10 10.43 0.12 | 33.89 5 | 23 Very Good
    Jensen Alpha % 6.20 5.90 4.88 | 6.40 5 | 23 Very Good
    Treynor Ratio 0.20 0.17 0.01 | 0.24 5 | 23 Very Good
    Modigliani Square Measure % 22.59 20.71 17.51 | 22.96 3 | 23 Very Good
    Alpha % -1.12 -1.40 -2.40 | -0.76 7 | 23 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bandhan Ultra Short Term Fund NAV Regular Growth Bandhan Ultra Short Term Fund NAV Direct Growth
    04-12-2025 15.6224 15.826
    03-12-2025 15.6214 15.8249
    02-12-2025 15.619 15.8224
    01-12-2025 15.6165 15.8197
    28-11-2025 15.6112 15.8142
    27-11-2025 15.6088 15.8117
    26-11-2025 15.6065 15.8093
    25-11-2025 15.6028 15.8054
    24-11-2025 15.5994 15.8019
    21-11-2025 15.5924 15.7945
    20-11-2025 15.5903 15.7923
    19-11-2025 15.5881 15.7901
    18-11-2025 15.5857 15.7875
    17-11-2025 15.5823 15.784
    14-11-2025 15.5754 15.7768
    13-11-2025 15.5732 15.7745
    12-11-2025 15.5709 15.772
    11-11-2025 15.5677 15.7687
    10-11-2025 15.5647 15.7656
    07-11-2025 15.5567 15.7572
    06-11-2025 15.5539 15.7543
    04-11-2025 15.5494 15.7497

    Fund Launch Date: 06/Jul/2018
    Fund Category: Ultra Short Duration Fund
    Investment Objective: The Scheme seeks to offer an investment avenue for short term savings by looking to generate stable returns with a low risk strategy from aportfolio that is invested in debt and money market securities such that the Macaulay duration of the portfolio is between 3 to 6 months.
    Fund Description: An open-ended ultra-short term debt scheme investing in instruments such that theMacaulay duration of the portfolio is between 3 to 6 months
    Fund Benchmark: NIFTY Ultra Short Duration Debt
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.